Protect Your Business Property With Commercial Property Insurance

Commercial Property Insurance can protect your business from a small hiccup to an extreme financial loss. Whether you lease or own your building, business property insurance can help protect your business’s physical assets.
C.C. Young & Henkleman Insurance is here to help evaluate your individual needs and put together a tailored insurance package that is right for your business.

Here are some important aspects of your business that commercial property insurance helps protect:

The Building. This covers the actual structure.

Business Personal Property (Contents). This includes items that can be easily taken out, like office equipment, inventory, and other supplies.

Business Income. This includes loss of rents and loss of use.

Equipment Breakdown. This includes loss due to an electrical or mechanical breakdown of nearly any type of equipment, including photocopiers and computers.

Glass. This includes plate glass storefronts and broken store windows.

Business property insurance offers broad coverage for a wide variety of property claims, such as:

Fire
Lightning
Wind & Hail
Aircraft and vehicles colliding with the building
Riots and Civil Commotion
Smoke
Explosion
Vandalism
Malicious mischief
It is important to note that flood insurance is not covered in the typical commercial property insurance policy. Our risk specialists can help you determine the proper flood coverage you may need.

Customize Your Commercial Property Policy

Additional coverage referred to as “endorsements” can be added to provide added protection for things such as:

Earth Quake
Flood
Ice & Snow Collapse
Water Damage
Sprinkler Leakage
Burglary
Falling Objects
Freezing of Plumbing

Why Purchase Business Insurance?

Without Commercial Property Insurance, most startups and small businesses can’t replenish their equipment after a covered event. Having business property insurance doesn’t mean your equipment will always be safe and sound. But it will help your business get back to normal operations quickly.